Gold Credit Cards

The accounts below are suitable for people who have never had a cheque/current account account before, but would like more functionality than a regular savings accounts or are looking for a transactional account with the lowest monthly fees.

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Card Fees

Card Name Absa Gold Credit Card FNB Gold Credit Card Nedbank Gold Credit Card Standard Bank Gold Credit Card
Fees Valid Until 31 December 2016 30 June 2017 31 December 2016 31 December 2016
Card Initiation Fee R150 R165 R150 R145
Monthly Fee R40 R43 R30 R35

Bank fee calculator

Gold Credit Card Info

If you are earn between R8,000 to R24,999 and are looking for a credit card (or if you already have one of these cards and are shopping around for a better one) the above table lets you see all the fees to help you find the more affordable card for you.

These credit cards are the perfect option if you like to use them to pay for purchases and then not have to worry about repaying the whole amount in one go or if you prefer to shop online for the convenience factor. Some people even if they earn more than R25,000 per month, and can upgrade to a platinum credit card, choose to stay with their gold one as they would aren't willing to pay the higher monthly fee that gets charged due to the status symbol and few additional benefits of having a platinum credit card.

Some other benefits of getting yourself a gold credit card are; with all of the cards shown above you automatically get access to that bank's rewards programme, you can rent vehicles when on holiday and you can pay for things overseas when travelling.

Reviews

ABSA -

03-06-2019

FNB -

30-05-2019

FNB -

Forex

Lianagainsford 21-10-2017

FNB -

Lianagainsford 21-10-2017

ABSA -

11-10-2017

NEDBANK -

2017 30-08-2017

ABSA - online banking

can some one tell me if you can open an account online if you not SA citizen and you live offshore?

ronaldndenda 30-08-2017

ABSA -

ronaldndenda 30-08-2017

ABSA - Student loan

Can i be please granted with a student loan i need to further my studies next year.

Moshiliabne 21-08-2017

FNB - Credit Card Fraud on a card i hadn't received yet

I upgraded my credit card and fraud happened on the card that was still with the couriers and they had linked my cheque card to that card as well and transactions were done also from the cheque account. My question was who linked my cheque card to a credit card that i hadn't received yet and i was given lousy excuses, no apology from the bank what so ever. I then decided to closed both my cheque account and credit card and I want nothing to do with the bank anymore. They might have the best self service channels but their contact centre sucks. bad service, consultant drop calls and are very rude. I wonder if tehy listen to their calls or if they have Quality Assurance. But hey i'm happy with the bank i choose after them. They treat me like i'm their only customer.

18-08-2017

CAPITEC BANK -

Kati 02-08-2017

ABSA -

27-07-2017

ABSA -

27-07-2017

Standard Bank -

27-07-2017

Standard Bank -

27-07-2017

ABSA -

27-07-2017

ABSA -

27-07-2017

ABSA -

27-07-2017

ABSA -

27-07-2017

ABSA -

27-07-2017

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